Digital Banking and Payment Solutions

We help banks and financial institutions move faster with secure, modern platforms built through our expert banking software development services. From digital banking apps to custom payment systems, our solutions are designed to perform reliably at scale. Partner with a trusted banking software development company to create seamless, compliant, and future-ready systems that deliver real value.
solutions
Services

Our Digital Banking and Payment Services

Our Digital Banking Development Process

Provide the best banking software aligned to your needs through our proven process.

Business Requirements

We begin by understanding your banking goals, user needs, and compliance requirements. This ensures that our banking software development services are aligned with your product vision and regulator...

Design and Prototyping

Wireframes and prototypes are built to visualize the user experience across banking and payment platforms. We focus on secure, scalable interfaces tailored to digital banking workflows.

Development and Integration

Our team develops core banking functions using agile practices. APIs are integrated for payment gateways, account services, and third-party features to ensure smooth operations across your platform.

Testing and Deployment

All features are tested by an experienced QA team using manual and auto methods to identify system gaps, bugs, or security risks. We ensure your product complies with banking regulations and is rea...

We Follow Banking Industry Standards

As one of the most experienced banking software development companies, we build secure, compliant solutions that meet local and international financial regulations. Our platforms offer strong security and a seamless user experience for your customers.

Data Privacy and Security

We follow frameworks like GDPR, CCPA, and PCI DSS to ensure end-to-end data protection. From encrypted storage to secure APIs, our banking platforms are built to prevent unauthorized access and maintain user trust.

Anti-Money Laundering (AML) and KYC

We implement secure workflows to support AML compliance and Know Your Customer checks. Our systems verify identities, track transactions, and flag suspicious activity to meet FATF, FinCEN, and other financial authority standards.

Regulatory Compliance Standards

Our solutions are built to meet global and local financial regulations such as ISO 27001 and regional banking laws. As a banking software development company, we help clients maintain full transparency and strong operational governance

Consumer Protection Laws

Digital banking platforms must protect user rights through compliance with fair lending practices, transparent fee disclosures, and ethical communication. As part of our banking software development services, we ensure systems meet regulatory standards enforced by bodies like the FTC.

A list of our industry recognitions and awards

Looking to Launch or Modernize Your Digital Banking Platform?

Let’s Build a Secure, Scalable Payment Solution That Keeps You Ahead.

We help fintech companies and banks deliver seamless, secure, and user-friendly digital banking experiences.

  • 100% NDA - protected
  • Model of flexible hiring
  • 160 hours of guaranteed work
  • Project update every day/weekly

Tech Proficiency of Our Web Developers

Let’s build a banking solution your customers will trust.

Client

#Clientspeak

Learn more about our processes from our clients.

Client-arrow

Client

Groovy Web LLP has created a seamless app successfully and they delivered outstanding products at outstanding prices without compromises in quality. We are delighted with the features added to the app, which is available on App Stores. Moreover, the app is being enjoyed worldwide. They have effective project management in the workflow. Their team has been dedicated and helpful.

Ryizan Nizar

Founder, DiabetesConnect

Client

Frequently Asked Questions

We hope these clear your doubts, but if you still have any questions, then feel free to write us on hello@groovyweb.co

The timeline varies depending on your platform’s features, scale, and compliance needs. Basic mobile banking apps or payment solutions may take 4–6 months, while full-scale platforms with advanced integrations can take 9–12 months or longer.

A trusted banking software development company ensures your solution complies with key regulations like PSD2, PCI DSS, GDPR, and AML/KYC. These standards protect user data, enable secure transactions, and keep your operations legally sound.

Cost depends on platform complexity, user roles, integration with core banking systems, third-party payment gateways, and ongoing compliance needs. When you work with a skilled banking software development company, long-term scalability and support are also factored in.

Modern banking software development services use cloud-native infrastructure, biometric security, payment APIs, blockchain for ledger transparency, and AI for transaction monitoring or fraud detection — all tailored to deliver speed, safety, and user control.

Challenges include real-time processing, regulatory compliance, multi-currency support, and securing user data. A reliable banking software development company helps you overcome these by building robust, compliant, and scalable systems for everyday financial operations.

Security is non-negotiable. Expert banking software development services include data encryption, multi-factor authentication, and compliance with banking standards like PCI DSS to prevent breaches and protect sensitive financial transactions across your platform.

APIs connect your banking platform with external systems like payment processors, credit bureaus, and ID verification services. As part of our banking software development services, we build flexible, secure APIs for fast, seamless integrations.

Got an Idea?

Let`s Chat and Get Started

offer-img

Planning to develop your own app? If only you know how much it costs.

It's easy. Click on Start, answer a few simple questions, and find out how much your app development will cost.

*T&C Applied.